HeimBanzhaf

About Us

Jon Heim and Matt Banzhaf are experienced advisors who are committed to understanding what’s important to you. The Heim/Banzhaf team takes a holistic approach to financial planning and delivers strategies and guidance tailored to meet the unique needs of your family or small business.

A look into our practice

When you work with us, you’ll get all the perks of working with a small but mighty firm that’s backed by the resources and strength of Principal^®, a member of the FORTUNE 500^®. Together, we’ll sit down and create a plan to achieve your financial goals and dreams. No matter where you’re at with your financial plan, we’re here to help.

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Who we are:

A team of experienced advisors committed to understanding what’s important to you. We’ll tailor financial strategies to fit your unique needs and goals.

How we help:

From business owners to families and individuals, we’ll work with you to formulate a plan based on your lifetime financial goals.

Let’s connect:

Whether you’re just getting started or you’ve been working toward your goals for years, we’re here to help.

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What We Do

Financial Planning

As a financial planning client, we’ll work with you to identify and prioritize your short-term and long-term financial goals. We’ll offer guidance and strategies specific to your situation.

Retirement Planning

We’ll help you determine how much you need to save to retire comfortably. We’ll work with you to maximize your employer-sponsored plans and utilize other retirement vehicles, too.

Risk Management

We’ll review existing insurance policies and recommend changes when appropriate. We’re committed to finding the best policy for your situation.

Education Funding

If paying for your child’s education is a financial goal; we’ll help with recommending investment and accumulation strategies.

Investment Planning

We’ll help recommend the appropriate investment vehicles, asset allocation needs and risk tolerance so that you can reach your goals.

Employee and Executive Benefits

We’ll help you attract and retain qualified employees through benefit packages.

Our Team

Individuals & Families

Your life’s goals and dreams are your own, but the path to achieving them may need clarity. Because the planning process is customized to each individual or family, the scope and focus of the financial plan is uniquely yours. And as your life changes, so will your plan.

Consider that financial planning can help:

Minimize the impact of economic instability
Increase your financial confidence
Provide holistic guidance

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Business Owners

As you continue to build, protect, and enhance the financial well-being of your business, what day-to-day challenges do you face? Maybe it’s thinking about how the market or changing economy might impact your business or how you’ll grow your staff. Maybe it’s expanding or enhancing your products or services to better compete in an ever-changing environment.

Taking control with proper planning can ease the burden. Both now so you can stay focused, and later so you can feel more confident as you transition into retirement or out of the business.

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Physicians & Residents

As the spouses of physicians, Jon and Matt know first-hand the unique financial challenges residents and physicians face. We have developed a strong knowledge of the type of advice, strategic planning and services that are needed to set you up for a strong financial future.

We currently help physicians and residents located across several states. Specifically, we can help with:

Student loan repayment
Home financing
Contract review and benefit analysis
Cash flow and budgeting
Disability income protection
Investing
Retirement planning

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Optometrists

Our team has over 10 years of experience working with optometrists. We can help you over the hurdles of owning your own practice and suggest funding solutions to help ensure you have a plan in place for your family and business. We’ve helped several optometry firms with succession planning and practice transfer.

Specifically, we can help with:

Succession planning
Buy sell agreement funding
Disability planning
Estate planning
Informal business valuation
Data breach
Owner exit strategies
Loan protection

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Your needs are diverse and there’s no “one size fits all” plan. Whether you’re an individual, a family, or a small business owner, our top priority is to provide you with financial strategies that meet your specific needs.

We focus on long-term and goal-based financial planning. We’re here to keep things simple for you and believe in setting goals and actively managing portfolios.